:root{
    --navy: #00205B;
    --navy-deep: #001336;
    --orange: #FFA300;
    --orange-dim: #FFB733;
    --white: #FFFFFF;
    --black: #1a1a1a;
  }

  *{ box-sizing: border-box; }

  .grid{
    max-width: 960px;
    margin: 0 auto;
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 24px;
  }

  /* ---------- CARD ---------- */

  .card{
    position: relative;
    background: var(--white);
    color: var(--black);
    flex: 0 1 280px;
    max-width: 300px;
    width: 100%;
    min-height: 380px;
    display: flex;
    flex-direction: column;
    overflow: hidden;
    border-top: 2px solid var(--orange);
    box-shadow: 0 1px 2px rgba(0,0,0,0.05), 0 18px 34px -18px rgba(0,0,0,0.4);
    transition: transform 0.35s cubic-bezier(.2,.8,.2,1), box-shadow 0.35s ease;
  }

  .card::after{
    content:"";
    position: absolute;
    top: -50px;
    right: -50px;
    width: 140px;
    height: 140px;
    border-radius: 50%;
    background: radial-gradient(circle, rgba(255,163,0,0.14) 0%, rgba(255,163,0,0) 70%);
    pointer-events: none;
  }

  .card:hover{
    transform: translateY(-7px);
    box-shadow: 0 1px 2px rgba(0,0,0,0.08), 0 28px 44px -16px rgba(0,0,0,0.45);
  }

  .card__icon{
    width: 46px;
    height: 46px;
    border-radius: 50%;
    background: transparent;
    border: 1px solid rgba(0,32,91,0.25);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 20px;
    transition: background 0.3s ease, border-color 0.3s ease;
  }

  .card__icon svg{
    width: 22px;
    height: 22px;
    stroke: var(--navy);
    transition: stroke 0.3s ease;
  }

  .card:hover .card__icon{
    background: var(--navy);
    border-color: var(--navy);
  }

  .card:hover .card__icon svg{
    stroke: var(--white);
  }

  .card__body{
    position: relative;
    padding: 28px 24px 24px;
    display: flex;
    flex-direction: column;
    flex: 1;
  }

  .card__title{
    font-weight: 500;
    font-size: 1.36rem;
    line-height: 1.18;
    letter-spacing: -0.01em;
    margin: 0 0 14px;
    color: var(--navy);
    overflow-wrap: break-word;
    word-break: break-word;
    hyphens: auto;
    width: auto;
    max-width: 100%;
    border-bottom: none;
  }

  .card__divider{
    width: 38px;
    height: 1px;
    background: var(--orange);
    border-radius: 0;
    margin: 0 0 16px;
  }

  .card__desc{
    font-size: 0.9rem;
    line-height: 1.62;
    color: #333333;
    margin: 0 0 24px;
    flex: 1;
  }

  .card__btn{
    align-self: flex-start;
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: transparent;
    color: #C97E00;
    border: 1px solid var(--orange);
    font-weight: 700;
    font-size: 0.86rem;
    padding: 10px 19px;
    border-radius: 999px;
    text-decoration: none;
    cursor: pointer;
    transition: background 0.25s ease, color 0.25s ease, box-shadow 0.25s ease, transform 0.25s ease;
  }

  .card__btn svg{
    width: 13px;
    height: 13px;
    transition: transform 0.25s ease;
  }

  .card__btn:hover{
    background: var(--orange);
    color: var(--navy-deep);
    border-color: var(--orange);
    box-shadow: 0 10px 20px -8px rgba(255,163,0,0.5);
  }

  .card__btn:hover svg{
    transform: translateX(3px);
  }

  .card__btn:focus-visible{
    outline: 2px solid var(--navy);
    outline-offset: 3px;
  }

  @media (max-width: 680px){
    .card{ flex-basis: 45%; }
  }

  @media (max-width: 460px){
    .card{ flex-basis: 100%; max-width: 320px; min-height: unset; }
    body{ padding: 32px 16px 48px; }
  }